If something you’ve always thought to be true, turned out not to be true; when would you like to know?

I ask this question because most of what majority of the American public have come to believe as financial truths are actually MYTHS.


FACT or MYTH?
1) Qualified plans like 401(k)s and IRAs always provide the most attractive retirement benefits.


2) The test to determine whether you should participate in your employer’s sponsored retirement plan is if your contributions are matched.



3) In

Who’s responsible for the housing crisis?

Just tune into talk radio, turn on your TV, or pick up a newspaper and you’ll likely hear and/or read the following statement regarding the current economic crisis: Wall Street is unethical! “They” got people to sign up for bad mortgages, which led to defaults and foreclosures. Now look: "They" have caused a recession.My personal experienceI remember vividly – as if it were yesterday – telling