Should You Contribute To A 401(k) Plan BECAUSE Of Matching Employer Contributions?

The conventional “golden rule” seems to be:You should contribute to a 401(k) (or whatever) program your employer offers, if your contributions are matched. In other words, the test to determine whether you should contribute (or not) is if your contributions are matched.This may come as a surprise; but that notion is one of the greatest financial myths of our time. Don’t get me wrong, matching

Emotional Financial Decisions Invite Trouble

Experts recommend that we avoid shopping without a list. The reason? Our emotions take over and we shop on impulse. The result? We are likely to return with a bunch of stuff we did not really need. Do you remember those instances you reacted based on your emotions and either regretted or wished you had handled the situation differently? And I bet that was after you calmed down. I’m pretty sure